Welcome to the Tims Fees Settlement Website

Carol Tims v. LGE Community Credit Union

NOTICE OF PENDING CLASS ACTION AND PROPOSED SETTLEMENT

READ THE NOTICE FULLY AND CAREFULLY; NOTICE OF PENDING CLASS ACTION AND PROPOSED SETTLEMENT

THE PROPOSED SETTLEMENT MAY AFFECT YOUR RIGHTS!

IF YOU HAD A CHECKING ACCOUNT WITH LGE COMMUNITY CREDIT UNION (“LGE”) AND YOU WERE CHARGED AN OVERDRAFT FEE BETWEEN DECEMBER 9, 2009 AND SEPTEMBER 18, 2015, THEN YOU MAY BE ENTITLED TO A PAYMENT FROM A CLASS ACTION SETTLEMENT.

The United States District Court for the Northern District of Georgia has authorized this Notice; it is not a solicitation from a lawyer.

These rights and options—and the deadlines to exercise them—along with the material terms of the settlement are explained in the Notice.  The Notice is available on the Case Documents page on this website.  If you wish to make a claim for Overdraft Fees which were paid by you on a debit card or ATM transaction if there was no refund of the Overdraft fees regardless of the funds in your account, you may file a claim form. 

The Claim Form is available in the Case Documents page of this website. 

To view a copy of the Claim Form, click Claim Form.

SUMMARY OF YOUR OPTIONS AND THE LEGAL EFFECT OF EACH OPTION

MAKE A CLAIM

You may make a claim for up to five (5) Overdraft Fees which were paid by you on a debit card or ATM transaction if there was no refund of the Overdraft Fee regardless of the funds in your account. The number of such Overdraft Fees you may have incurred are shown on the Claim Form enclosed with this Notice. If you did not receive a Claim Form, then you have no eligible ATM or debit card fees of this type and therefore need not make a claim. You may still be entitled to payment for other Overdraft Fees. If you are eligible to make a claim for ATM and debit card fees, you should fill out and submit the Claim Form by November 14, 2022, or you will not receive any such funds.

DO NOTHING

Even if you do not make a claim, if you have incurred an Overdraft Fee on a debit card or ATM transaction, or any check, ACH, or other payment transaction while your ledger balance was sufficient to pay for the transaction, you will receive a payment from the Settlement Fund if you do not opt out. However, you may receive more if you receive a Claim Form and make a claim.

EXCLUDE YOURSELF FROM THE SETTLEMENT; RECEIVE NO PAYMENT BUT RELEASE NO CLAIMS

You can choose to exclude yourself from the settlement or “opt out.” This means you choose not to participate in the settlement. You will keep your individual claims against LGE but you will not receive a payment. If you opt out and want to recover against LGE, then you will have to file a separate lawsuit or claim.

OBJECT TO THE SETTLEMENT

You can file an objection with the Court explaining why you believe the Court should reject the settlement. If your objection is overruled by the Court, you will receive a payment and you will not be able to sue LGE for the claims asserted in this litigation. If the Court agrees with your objection, then the settlement may not be approved.